Coverage that works as hard as you do
Compare real plans, see your true monthly cost, and pick with confidence.
A closer look at Orchard
Shopping for coverage should feel calm, not stressful.
Orchard keeps every plan, price and licensed agent in one clear place.
Orchard
- Right fitOrchard narrows the list to plans that suit your doctors, drugs and budget.
- Full clarityPrices, deductibles and savings are shown up front, before you commit.
- Costs you can planSee what each plan adds up to over a typical year of visits and refills.
Traditional
- Too many optionsDig through endless plans with no one to guide you.
- Constant confusionGet tangled in networks, tiers and terms nobody explains.
- Hidden extrasPay more when a plan falls short, and buy dental and vision separately.
Every kind of coverage. One checkout.
Health, dental, vision and protection plans sit side by side, so you can build the set that fits your family and your wallet.
Health plans built around your year
Filter Marketplace plans by budget, doctors and prescriptions, and bring in a licensed partner agent whenever you want a second opinion.
- Narrow dozens of plans to the few that fit you.
- See your premium tax credit applied to every price.
- Compare deductibles and copays side by side.
Prefer to talk it through? A licensed partner agent is a call away.*
Frequently asked questions
Does it cost anything to use Orchard?
No. Using Orchard is free, and plan prices are set by the carriers, so you never pay more for shopping here.
Will I have to speak with an agent?
Only if you want to. Most people compare and enroll entirely on their own.
Our tools walk you through each step, from your ZIP code to your final plan choice.
If a question comes up, a licensed partner agent can help by phone or chat at no charge. You stay in control of every decision.
How does Orchard work with HealthCare.gov?
Orchard is an approved enrollment partner of HealthCare.gov, the federal Marketplace. You can shop Marketplace plans here with a simpler, guided view.
The plans, prices and premium tax credits match what the Marketplace offers, and your application goes to the Marketplace securely when you enroll.
Enrolling through Orchard does not change what you qualify for or what you pay. It simply makes the choice easier to understand.
Stuck on something? Ask us.
Licensed agents answer by phone, chat or email. No pressure and no sales script, just straight answers about your options.
